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GLP-1 out of-pocket cost

You are trying to work out what this will cost you per month.

Reference and calculator, not medical advice. This page explains how something works; it does not tell you what to take. Last reviewed August 2026.

Without coverage, the price you pay depends on which route you go through rather than which pharmacy you walk into. The routes differ structurally — manufacturer self-pay programs, telehealth memberships that bundle a prescriber visit, and retail cash prices are three different products, quoted in three different units. The calculator normalises them.

Cost comparison calculator

Enter the quotes you have actually been given. Everything is normalised to cost per month and cost per milligram so the options are comparable.

Monthly requirement21.65 mg4.33 doses/month × 5 mg
OptionPer monthPer yearPer mgOne unit lasts
Option A
Option B2.0 weeks

Where the price comes from

The routes people actually pay through, and what determines the number in each.

Manufacturer direct-pay program

Both Lilly and Novo Nordisk run self-pay programs for people without coverage. Pricing tiers change frequently — check the official program page for current rates.

Pricing varies — check current rates directlyPrescription required

Through insurance (copay)

If your plan covers the drug for your indication, your cost is the plan copay. Coverage for weight-loss indications is far less common than for type 2 diabetes.

Pricing varies — check current rates directlyPrescription required

Telehealth platform (brand drug)

Online clinics bundle a prescriber visit with brand-name medication. Membership fee is usually separate from drug cost.

Pricing varies — check current rates directlyPrescription required

Compounded semaglutide / tirzepatide

Compounded versions are prepared by pharmacies rather than the original manufacturer. Availability and legality depend on FDA shortage status, which has changed several times — verify current status before relying on this route.

Pricing varies — check current rates directlyPrescription required

Retail pharmacy cash price

List price without insurance, sometimes reduced by discount cards.

Pricing varies — check current rates directlyPrescription required

One structural point worth knowing: cost per milligram usually falls as the dose rises, because a vial or pen contains a fixed quantity regardless of how you split it. A quote that looks cheap at a starting dose can become the expensive option at maintenance, so run the numbers at the dose you expect to stay on.

Common questions

Why do quoted GLP-1 prices vary so much?
Because the quotes are not measuring the same thing. A membership fee, a per-vial price, and a per-pen price all describe different quantities, and the dose you are on determines how long that quantity lasts. Converting everything to cost per milligram is the only way to compare them directly.
Does insurance usually cover this?
Coverage is far more common for type 2 diabetes indications than for weight management. Whether your specific plan covers your specific indication is something only your plan documents can answer.

Sources and last review

This page is general reference rather than a dosing table, so it quotes no figures from a label. Nothing here is reviewed by a clinician, and this site does not employ one — which is exactly why what I do publish stays traceable to its source.

Transcribed from the labels above and checked by me — Gavin, who builds this site, takes a GLP-1, and is not a clinician. Last reviewed August 2026. Found an error? [email protected] — I treat corrections as bugs. How this site is built and funded.

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